As a member of the Qantas Points Frequent Flyer program, you can earn Qantas Points1 on a myriad of everyday purchases at a huge variety of retailers and organisations as well as on eligible Qantas flights of course. You can then redeem those points with Qantas in exchange for anything from flights to package holidays, hotels and car hire, to wine and gift vouchers. You can also choose from over 8,000 products across more than 500 leading brands including Apple, Dyson and Sheridan.

How to earn Qantas Points on your day-to-day purchases

Earning Qantas Points is easy. Qantas’ network of partners means that almost anything you do in your day-to-day life could earn you Qantas Points. With just a little forward planning, you can easily maximise your Qantas Points earn potential, meaning you’ll be able to take advantage of a reward that suits you sooner.

So what forward planning are we talking about? Whenever you’re planning a day out, shopping online, thinking about where to stay on your next vacation or even reviewing your household providers for a better deal, check the Qantas Points website to see if there’s an option that is right for you plus earns you Qantas Points regularly.

At some partners like bp you can earn and use Qantas Points, making it a perfect stop for rewards. Simply join BP Rewards and scan your Qantas Frequent Flyer card at the counter to be rewarded with points every time you fill up with fuel, grab a snack or pick up the essentials. Earn up to 2 Qantas Points per litre and 1 Qantas Point per $1 spent on eligible in-store products.


How to maximise your Qantas Points earn potential with banking products

In addition to earning points on certain Qantas flights, another way to increase your Qantas Points earn potential is to have a credit card where you can earn Qantas Points on eligible purchases.

In fact, we offer four products that have Qantas Points earning potential – our Qantas Points Saver, Visa Platinum Credit Card, Qantas Points Car Loan and our Qantas Points Home Loan.

With our Visa Platinum Credit Card you can earn 1 Qantas Point for every $1 spent on eligible purchases from $1-$2,500 per calendar month. Then 0.5 Qantas Points for every $1 spent on eligible purchases above $2,501 in that same month.2 In addition, you can earn 1 extra Qantas Point per $1 spent on selected Qantas products and services.3

With our Qantas Points Home Loan, you can earn 150 Qantas Points per annum for every $1000 of your loan balance, credited monthly (any amount held in your offset account will reduce your loan balance for the purpose of the Qantas Points calculation). And, when you take out a new Qantas Points home loan (over $250,000) between 1 April 2022 and 30 June 2022 (with funding by 30 September 2022), we’ll give you 200,000 bonus Qantas Points!*

Imagine that – earning Qantas Points by switching and paying off your home loan, buying your groceries or just by paying a bill. That holiday you’ve been dreaming of or that new purchase you’ve been eyeing off is just around the corner!

Check out our Qantas Points Calculator page for more detail on how our products can earn you Qantas Points.


Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305.

Normal lending criteria, terms and conditions, fees and charges apply and are available on request. Mortgage insurance is required for home loans over 80% and is subject to approval.

The information in this article is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.

1Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions (available on our website). You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities. Qudos Bank is the issuer, offeror and administrator of the Qudos Bank Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws.

2Eligible purchases do not include cash advances, ATO payments, Bpay, interest, balance transfers, fees and charges or traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Visa Platinum Credit Card Terms and Conditions. Qantas Points can be earned on a maximum of $200,000 of eligible purchases per customer for each 12 month period, commencing from the date your account is opened and each account anniversary thereafter (Eligible Transaction Cap), regardless of the number of Qudos Bank Platinum Credit Cards held by you.

3Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas, purchases from Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travel world channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by QFF Program partners.

*Excludes existing loans, switching and variations. Lending criteria, fees, T&Cs apply. These offers can be withdrawn by Qudos Bank at any time. Full promotion Terms and Conditions are available at

Before opening an account with us, you should read, as relevant, our Visa Platinum Credit Card Terms and Conditions, Terms and Conditions for Savings Accounts and Payment Services, Qantas Points Banking Rewards Terms and Conditions and Financial Services Guide.

Published March 2022