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  • Products
    • Home loans
      • View home loans

        Discover our range of home loan offers with flexible options and great features that could help you save.

      • No frills home loan

        Our lowest home loan interest rate with no bank fees and unlimited extra repayments

      • Low cost home loan

        Our most popular low rate home loan with multiple offsets, no bank fees, extra repayments and redraw.

      • Fixed rate home loan

        Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year terms.

      • Construction loan

        Renovating or building your dream home? Our construction loan could be right for you.

      • Low cost home loan (value package)

        Our award-winning low-cost home loan, packed with additional benefits for an annual package fee of $199.

      • Qantas points home loan

        Earn Qantas Points year after year with our Qantas Points Home Loan.

      • Variable rate home loan

        A flexible loan with a variable interest rate, no minimum loan amount and a one-off establishment fee.

      • Home access loan

        A revolving line of credit secured against your property.

      • Compare our home loans

        Choosing a home loan can be confusing. Our home loan comparison will help you find the loan that suits you.

      • Refinance your home loan

        Here is everything you need to know about switching your home loan

      • Home Loan FAQs

        Your home loan frequently asked questions answered.

    • Savings accounts
      • View All Savings Accounts

        Learn more about our competitive rates

      • General savings account

        Your everyday account, and a gateway to easy banking.

      • Qantas points saver

        With a Qantas Points Saver not only will you receive a competitive interest rate on your savings, but you'll also earn Qantas Points.

      • Bonus saver

        Get what you want sooner with a great bonus on your savings. A Bonus Saver could be the perfect way for you to save big.

      • Term deposit

        Safeguard your savings with a Qudos Bank fixed rate term deposit account. Our competitively high interest rate deposits are hard to beat.

      • QSaver

        If you want a big interest rate on your savings but still want access to it for everyday spending then Qsaver could be just what you're after.

      • Cash management account

        Our Cash Management Account is ideal for those seeking a complete deposit account with a great rate and easy access to funds.

      • Youth membership account

        Join the Qudos Bank family at any age.

      • Compare our savings accounts

        Compare our range of transaction and savings accounts.

      • Government guarantee on deposits

        Your money is protected with us.

      • Visa debit card

        Your everyday banking is made easy with our Visa Debit Card, a convenient and secure way to pay.

    • Credit cards
      • View all credit cards

        We have developed a range of credit cards to meet your needs at the most competitive rates.

      • Lifestyle credit card

        If you're after a low rate with no fees, the Lifestyle Credit Card may be the everyday credit card for you.

      • Lifestyle plus credit card

        If you're looking for more freedom in your credit card, our low rate and $0 fees Visa Lifestyle Plus credit card is for you.

      • Visa platinum credit card

        Earn Qantas Points on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.

      • Compare our credit cards

        Compare the rates and features on our Lifestyle, Lifestyle Plus and Visa Platinum Credit Card so you can find the right one for you.

    • Personal loans
      • View all personal loans

        Great rates and no or low fees on any of our personal loans products.

      • Car loan

        Take the road to freedom with our low interest secured car loan

      • Personal loan

        Got big plans? Our Unsecured Personal Loan can help you make those plans a reality.

      • Qantas points car loan

        With a Qantas Points Car Loan you'll start learning Qantas Points from day one, making your next trip a reality sooner than you think.

      • Unsecured personal overdraft

        Giving you access to extra cash

      • Compare our personal loans

        Compare the rates and features on Car Loans, Qantas Points Loan, Personal Loans, and Unsecured Personal Overdrafts so you can find the right one for you.

    • Super & investing
      • View all Super & investing

        We have a dedicated team to help you plan for the future to help you build prosperity and security.

      • DIY super saver

        Give your Self-Managed Super Fund a boost

      • Retirement Savings Account

        The Retirement Savings Account (Qudos RSA) is for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.

    • Insurance
      • View all Insurance products

        We offer a range of insurance products, check them out today

      • Buildings and contents insurance

        Protect your home buildings inside and out for loss or damage caused by one or more of 11 insured events.

      • Landlord insurance

        Protect your investment property and landlord's contents from insured events such as theft, fire, storm and malicious damage

      • Motor Insurance

        Choose our insurance policy and enjoy the freedom to select the best cover to suit your needs

      • FlexiCover Life insurance

        Protect yourself and your family with FlexiCover Life Insurance.

    • International money
      • All International money services

        Our association with Western Union: Business Solutions creates a one-stop shop for international and domestic transactions of any size.

      • Foreign cards

        If you're travelling overseas, we've got you covered. Our foreign cards give you flexibility and confidence while travelling.

      • Sending money overseas

        If you need to send money overseas, we have a number of ways you can transfer.

      • Receiving money from overseas

        There are now over 35 currencies to choose from when sending payments to Australia.

  • About us
    • Who we are
      • About Qudos Bank

        Founded over 60 years ago as Qantas Credit Union, we are a customer-owned bank with a full range of banking products and services.

      • Our history

        This timeline tells the story of the remarkable achievements and success of the organisation and the people who contributed to one of Australia’s great banking stories.

      • Our awards

        We’ve been recognised across several categories for our range of outstanding products and services.

      • Our values

        At Qudos Bank we live and breathe our values and these values are the foundations of how we operate.

      • Customer owned banking

        Outstanding services and fairer fees

      • Qudos Bank Arena

        If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge.

      • The Qudos Difference

        Outstanding services and fairer fees

    • Careers
    • Ways to bank
      • All your ways to bank

        We make banking with us easy and convenient

      • Digital banking

        Bank on the go anywhere, anytime.

      • Deposits and Withdrawals

        Access your money your way

      • Contact Centre

        Talk to a customer service specialist today!

      • Our branches

        Visit our friendly personal bankers at one of our branch locations

      • Payments and Transfers

        We offer a range of ways to bank, making banking with us easy and convenient.

      • Accessible Banking

        Our services have a range of accessible features that ensure ease of banking.

    • Corporate information
    • Annual General Meeting
    • Corporate responsibility
  • News, tools & tips
    • News
    • MyQ
    • Calculators
    • Blog
    • Glossary of banking terms
  • Support
    • Fraud & security
    • Financial support
      • Financial hardship

        Financial hardship is the difficulty in paying your bills, loan repayments and other expenses. Qudos Bank is here to help provide financial assistance.

      • Financial abuse

        Financial abuse is where an abuser uses finances and money to control another person.

      • Elder abuse

        Elder abuse is where a single or repeated act causes harm or distress to an older person.

      • Deceased Estates

        Here is some helpful information about how we can help you through the process of managing your loved one’s banking affairs.

      • Power of Attorney

        Find all the information you need to give someone authority to your accounts and how you can start that process.

    • Disputes & complaints
      • Transaction disputes

        If you think you’ve discovered a transaction you don’t recognise or haven’t authorised, you can lodge a transaction dispute.

      • Complaints resolution

        As part of our commitment to maintaining customer satisfaction, Qudos Bank offers an internal dispute resolution procedure that is readily accessible and free

      • Payment Service Availability Reporting

        The Reserve Bank of Australia require us to regularly disclose reporting on availability and ‘significant’ outages or incidents for retail payment services.

    • Legal
    • FAQs
    • Open banking
  • Contact us
  • Rates
  • Calculators
  • Join Us
  • 1300 747 747
  • BSB: 704 865
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  • Products
    • Home loans
      • View home loans

        Discover our range of home loan offers with flexible options and great features that could help you save.

      • No frills home loan

        Our lowest home loan interest rate with no bank fees and unlimited extra repayments

      • Low cost home loan

        Our most popular low rate home loan with multiple offsets, no bank fees, extra repayments and redraw.

      • Fixed rate home loan

        Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year terms.

      • Construction loan

        Renovating or building your dream home? Our construction loan could be right for you.

      • Low cost home loan (value package)

        Our award-winning low-cost home loan, packed with additional benefits for an annual package fee of $199.

      • Qantas points home loan

        Earn Qantas Points year after year with our Qantas Points Home Loan.

      • Variable rate home loan

        A flexible loan with a variable interest rate, no minimum loan amount and a one-off establishment fee.

      • Home access loan

        A revolving line of credit secured against your property.

      • Compare our home loans

        Choosing a home loan can be confusing. Our home loan comparison will help you find the loan that suits you.

      • Refinance your home loan

        Here is everything you need to know about switching your home loan

      • Home Loan FAQs

        Your home loan frequently asked questions answered.

    • Savings accounts
      • View All Savings Accounts

        Learn more about our competitive rates

      • General savings account

        Your everyday account, and a gateway to easy banking.

      • Qantas points saver

        With a Qantas Points Saver not only will you receive a competitive interest rate on your savings, but you'll also earn Qantas Points.

      • Bonus saver

        Get what you want sooner with a great bonus on your savings. A Bonus Saver could be the perfect way for you to save big.

      • Term deposit

        Safeguard your savings with a Qudos Bank fixed rate term deposit account. Our competitively high interest rate deposits are hard to beat.

      • QSaver

        If you want a big interest rate on your savings but still want access to it for everyday spending then Qsaver could be just what you're after.

      • Cash management account

        Our Cash Management Account is ideal for those seeking a complete deposit account with a great rate and easy access to funds.

      • Youth membership account

        Join the Qudos Bank family at any age.

      • Compare our savings accounts

        Compare our range of transaction and savings accounts.

      • Government guarantee on deposits

        Your money is protected with us.

      • Visa debit card

        Your everyday banking is made easy with our Visa Debit Card, a convenient and secure way to pay.

    • Credit cards
      • View all credit cards

        We have developed a range of credit cards to meet your needs at the most competitive rates.

      • Lifestyle credit card

        If you're after a low rate with no fees, the Lifestyle Credit Card may be the everyday credit card for you.

      • Lifestyle plus credit card

        If you're looking for more freedom in your credit card, our low rate and $0 fees Visa Lifestyle Plus credit card is for you.

      • Visa platinum credit card

        Earn Qantas Points on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.

      • Compare our credit cards

        Compare the rates and features on our Lifestyle, Lifestyle Plus and Visa Platinum Credit Card so you can find the right one for you.

    • Personal loans
      • View all personal loans

        Great rates and no or low fees on any of our personal loans products.

      • Car loan

        Take the road to freedom with our low interest secured car loan

      • Personal loan

        Got big plans? Our Unsecured Personal Loan can help you make those plans a reality.

      • Qantas points car loan

        With a Qantas Points Car Loan you'll start learning Qantas Points from day one, making your next trip a reality sooner than you think.

      • Unsecured personal overdraft

        Giving you access to extra cash

      • Compare our personal loans

        Compare the rates and features on Car Loans, Qantas Points Loan, Personal Loans, and Unsecured Personal Overdrafts so you can find the right one for you.

    • Super & investing
      • View all Super & investing

        We have a dedicated team to help you plan for the future to help you build prosperity and security.

      • DIY super saver

        Give your Self-Managed Super Fund a boost

      • Retirement Savings Account

        The Retirement Savings Account (Qudos RSA) is for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.

    • Insurance
      • View all Insurance products

        We offer a range of insurance products, check them out today

      • Buildings and contents insurance

        Protect your home buildings inside and out for loss or damage caused by one or more of 11 insured events.

      • Landlord insurance

        Protect your investment property and landlord's contents from insured events such as theft, fire, storm and malicious damage

      • Motor Insurance

        Choose our insurance policy and enjoy the freedom to select the best cover to suit your needs

      • FlexiCover Life insurance

        Protect yourself and your family with FlexiCover Life Insurance.

    • International money
      • All International money services

        Our association with Western Union: Business Solutions creates a one-stop shop for international and domestic transactions of any size.

      • Foreign cards

        If you're travelling overseas, we've got you covered. Our foreign cards give you flexibility and confidence while travelling.

      • Sending money overseas

        If you need to send money overseas, we have a number of ways you can transfer.

      • Receiving money from overseas

        There are now over 35 currencies to choose from when sending payments to Australia.

  • About us
    • Who we are
      • About Qudos Bank

        Founded over 60 years ago as Qantas Credit Union, we are a customer-owned bank with a full range of banking products and services.

      • Our history

        This timeline tells the story of the remarkable achievements and success of the organisation and the people who contributed to one of Australia’s great banking stories.

      • Our awards

        We’ve been recognised across several categories for our range of outstanding products and services.

      • Our values

        At Qudos Bank we live and breathe our values and these values are the foundations of how we operate.

      • Customer owned banking

        Outstanding services and fairer fees

      • Qudos Bank Arena

        If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge.

      • The Qudos Difference

        Outstanding services and fairer fees

    • Careers
    • Ways to bank
      • All your ways to bank

        We make banking with us easy and convenient

      • Digital banking

        Bank on the go anywhere, anytime.

      • Deposits and Withdrawals

        Access your money your way

      • Contact Centre

        Talk to a customer service specialist today!

      • Our branches

        Visit our friendly personal bankers at one of our branch locations

      • Payments and Transfers

        We offer a range of ways to bank, making banking with us easy and convenient.

      • Accessible Banking

        Our services have a range of accessible features that ensure ease of banking.

    • Corporate information
    • Annual General Meeting
    • Corporate responsibility
  • News, tools & tips
    • News
    • MyQ
    • Calculators
    • Blog
    • Glossary of banking terms
  • Support
    • Fraud & security
    • Financial support
      • Financial hardship

        Financial hardship is the difficulty in paying your bills, loan repayments and other expenses. Qudos Bank is here to help provide financial assistance.

      • Financial abuse

        Financial abuse is where an abuser uses finances and money to control another person.

      • Elder abuse

        Elder abuse is where a single or repeated act causes harm or distress to an older person.

      • Deceased Estates

        Here is some helpful information about how we can help you through the process of managing your loved one’s banking affairs.

      • Power of Attorney

        Find all the information you need to give someone authority to your accounts and how you can start that process.

    • Disputes & complaints
      • Transaction disputes

        If you think you’ve discovered a transaction you don’t recognise or haven’t authorised, you can lodge a transaction dispute.

      • Complaints resolution

        As part of our commitment to maintaining customer satisfaction, Qudos Bank offers an internal dispute resolution procedure that is readily accessible and free

      • Payment Service Availability Reporting

        The Reserve Bank of Australia require us to regularly disclose reporting on availability and ‘significant’ outages or incidents for retail payment services.

    • Legal
    • FAQs
    • Open banking
  • Contact us
  • Rates
  • Calculators
  • Join Us
  • 1300 747 747
  • BSB: 704 865

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  • 1300 747 747
  • BSB: 704 865

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