Notice something different? We’ve got a new look! Our commitment to customer-owned banking is as strong as ever.
So you can get what you want now, and feel great knowing you're getting a great deal.
Shopping for your dream car, caravan, boat or motorcycle? If your new purchase is less than 5 years old, then this is the loan for you with a low interest rate.
A car loan that actually takes you places. Start earning Qantas Points* from day one and make your next trip a reality.
With great rates and no fees on any of our personal loan products, get what you want now, and feel great knowing you're getting a great deal.
An Unsecured Personal Overdraft is a line of credit that allows you to control your expenditure while giving you financial flexibility.
| Car Loan | Qantas Points Car Loan | Personal Loan | Unsecured Personal Overdraft | |
| Product | New or near new car, caravan, boat or motorcycle | New or near new car, caravan, boat or motorcycle | Used car, holiday, home renovations etc | Line of credit for everyday use |
| Interest Rate | 7.79% p.a. | 8.49% p.a. | 11.24% p.a. | 11.44% p.a. |
| Comparison Rate | 8.00% p.a. | 8.70% p.a. | 12.29% p.a. | N/A |
| Loan Type | Secured | Secured | Unsecured | Unsecured |
| Loan Term | Up to 7 years | Up to 7 years | Up to 7 years | Ongoing |
| Establishment Fee | $150 | $150 | $150 | $150 |
| Account Keeping Fee | $0 | $0 | $0 | $0 |
| Early Repayments | ✔ | ✔ | ✔ | ✔ |
| Early Repayment Fee | ✖ | ✖ | ✖ | ✖ |
| Minimum Amount | $10,000 | $15,000 | $5,000 | $500 |
| Maximum Amount | $150,0002 | $150,0002 | $25,000 | $20,000 |
| Deposit Required | $0 | $0 | $0 | $0 |
| Vehicle Age | Up to 5 years old | Up to 5 years old | N/A | N/A |
| Repayment Options | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Qantas Points3 | ✖ | ✔ | ✖ | ✖ |
If you’re in the midst of preparing for the new school year, then you’re li...
We’ve collated some of our favourite tips to help you work towards your nex...
If you’re looking for a low-risk investment, then you may want to consider ...
Here are seven practical strategies that can aid in boosting your savings a...
Having the right strategies and services in place could empower you to save...
Are you in your 30s, or on your way there? Your 30s can be an exciting poin...
Keeping your money in a bank v’s at home Is cash really king? With cyber-cr...
Looking for a way to make or receive safer bank transfers/payments? You may...
If you’re trying to work out how to handle the rising cost of living in Aus...
The right financial habits, planning, and preparation could not only help y...
If you’re looking to manage your debt, then you may want to consider the be...
The start of a new year could be a good time to start checking in on your f...
Understanding your financial position could help you decide whether you’re ...
Setting achievable financial goals could help you plan for the future, as w...
With the excitement of a new paycheck comes the challenge of knowing how to...
With the right budgeting you may just ease the financial stress and even en...
If your teenager is starting to learn to drive, then you may be thinking ab...
Are you dreaming of palm trees and Balinese sunshine? How about an Italian ...
A credit card balance transfer can be a smart way to reduce the interest yo...
It’s almost 30 June, which means it’s time to start thinking about lodging ...
^ A maximum amount of $150,000 applies for vehicles up to 3 years old and $75,000 for vehicles between 3 and 5 years old.
* Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer Membership number to us to earn and redeem Qantas Points. The joining fee is waived for Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.
Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws.
Approved applicants only. Normal lending criteria, terms and conditions and fees and charges apply.
You should read and consider the relevant terms and conditions (available on request) and our Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determination available here.
Rates current as at 23 Novembber 2023.
