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Home Loans

Find the right loan to make your home-owning dreams come true

Personal Loans

Whatever you need extra funds for, we can make it happen

★ Featured

A no sweat home loan

No bank fees. No worries. No Frills Home Loan^

5.69 % p.a.  Comparison rate

^T&Cs, fees, charges, and lending criteria apply. Rates displayed above are available for new borrowings of $150,000 and over only, owner-occ, P&I, deposit >30%

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Bonus Saver

Earn bonus interest when you make no withdrawals in any calendar month.

Term Deposit

Safeguard your savings with a Qudos Bank fixed rate term deposit account.

★ Featured

Future you will thank you

Start saving with our high interest 12 month Term Deposit

For 12 months 5.20 % p.a.

#Term and conditions apply

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Credit Cards

Choose from a range of credit cards to meet your needs at the most competitive rates.

International Money

Our association with Convera creates a one-stop shop for international transactions of any size.

★ Featured

Earn Qantas Points* on your everyday purchases

With our Visa Platinum Credit Card you can earn Qantas Points* on everyday purchases and enjoy a host of other exceptional features.



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Buildings and Contents Insurance

Protect your home buildings inside and out for loss or damage caused by one or more of 11 insured events.

FlexiCover Life Insurance

Protect yourself and your family with FlexiCover Life Insurance

★ Featured

Motor Insurance

Up to 10% discount on your first years’ premium when you buy a new comprehensive car insurance policy online~#

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Retirement Savings Account

The Retirement Savings Account is for those looking for security and flexibility for their superannuation, rollovers and allocated pensions.

DIY Super Saver

Give your Self-Managed Super Fund a boost. Secure a great rate with our DIY Super Saver* You must have a Self Managed Super Fund (SMSF) in order to acquire this product.

5 stars

Easy to use app

"App is very easy to use, I like the new details around transactions and the link to google maps to find out who and where the purchase was made from."

App store review by T19canon



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  • 1 WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a loan of $150,000 for 25 years. For interest only loans, the comparison rate is based on a 5-year interest only period, reverting to the interest rate applicable to a principal and interest loan with a deposit of 20% or more for the relevant purpose.

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Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval. Interest only subject to approval. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

You should read and consider the relevant terms and conditions (available on request) and our Financial Services Guide before deciding whether to obtain any of our financial products or services.

The information on this page is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.

Rates current as at 14 September 2023.