Qudos Bank Savings Accounts Rates

Rates current as at 22 December 2022

Compare the interest rates across all of our savings accounts to help you reach your savings goals faster.

General Savings Account

Daily Balance Interest Rate
$1 million & over 0.05% p.a.
$500,000 to $999,999.99 0.05% p.a.
$250,000 to $499,999.99 0.05% p.a.
$100,000 to $249,999.99 0.05% p.a.
$50,000 to $99,999.99 0.05% p.a.
Below $49,999.99 0.00% p.a.


Qantas Points Saver

Saver Interest Rate
All balances 3.20% p.a.

*Qantas Points can be earned on balances up to $1,000,000


Bonus Saver

Saver Base Rate Bonus Rate* Maximum Rate
All balances 0.05% p.a. 3.55% p.a. 3.60% p.a.

* Bonus Rate applied if no withdrawals are made during the month.



On Call Savings Interest Rate
$500,000 & over Above $500,000 3.30% p.a.  
Below $500,000 Below $500,000 3.20% p.a.


Cash Management Account

On Call Savings Interest Rate
All balances 3.20% p.a.

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*Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.

As the information on this page is of a general nature and has been prepared without considering your objectives, financial situation or needs, before acting on the information, consider its appropriateness to your circumstances.

Before opening an account with us, you should read our Terms and Conditions for Savings Accounts and Payment Services and Financial Services Guide.

Rates current as at 22 December 2022

© Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305