Enjoy security and flexibility with your superannuation, with the choice of a lump sum facility or an allocated pension facility.

Retirement Savings Accounts are superannuation savings accounts and are subject to the same protections and benefits as a superannuation fund. Qudos RSA can assist in your retirement planning, both at retirement and during your working life.

If you're currently working, considering retirement or leaving your present employer, you're entitled to the benefits and features available through our Qudos RSA.

*Please note that a withdrawal fee applies if more than 4 withdrawals are made per year and a fee may apply for preparing an actuarial certificate for an allocated pension.

Daily Balance Interest Rate (Before Tax) Interest Rate (After Tax)
$1 million & over 4.95% p.a. 4.2075% p.a.
$500,000 to $999,999.99 4.95% p.a. 4.2075% p.a.
$250,000 to $499,999.99 4.70% p.a. 3.9950% p.a.
$50,000 to $249,999.99 4.70% p.a. 3.9950% p.a.
Below $50,000 4.05% p.a. 3.4425% p.a.

Account-based Pension

Daily Balance Interest Rate (Before Tax) Interest Rate (After Tax)
$1 million & over 4.95% p.a. 4.95% p.a.
$500,000 to $999,999.99 4.95% p.a. 4.95% p.a.
$0 to less than $500,000 4.70% p.a. 4.70% p.a.  

Documents & Forms

New to Qudos Bank? Complete and return the application form to set up your account.

Helpful Tips and Guides


The issuer of this product is Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305. Please read the PDS available before acquiring this product in considering and deciding whether it is right for you. The Target Market Determination for this product can be found here.

As the information on this page is of a general nature and has been prepared without considering your objectives, financial situation or needs, before acting on the information, consider its appropriateness to your circumstances.

You should read our Financial Services Guide and consider talking to a financial adviser before deciding to acquire or to continue to hold this product.

Rates current as at 23 November 2023.