Enjoy an everyday credit card with a low rate, no annual fee and no fee for an additional cardholder.


Digital banking

Enjoy faster, secure payments, and take control of your cards.


iPhone and Apple Watch showing Apple Pay with Qudos Banks' Lifestyle Plus credit card

Leave your wallet at home and pay the easy way with your mobile, watch or tablet device. Set up Apple Pay from the Wallet App on your Apple Device, and Google Pay at the Google Play Store.

Manage your card in the Qudos Bank App on your mobile or tablet device. You can activate a new card, change a PIN, report a lost or stolen card, notify us of overseas trips and more.

Download the app today.

Qudos Bank Mobile App - Apple App Store badge Google Play store button

Documents and forms

Intro rate 4.99 % p.a. Interest rate Standard rate 16.35 % p.a. Interest rate

If you’re looking for more freedom with 46 days interest free# try our lifestyle plus credit card

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Helpful Tips and Guides


  • 1 Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable interest rate.

Current standard variable rate is 16.35% p.a.

#Up to 46 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and Android are trademarks of Google Inc.

Approved applicants only. Normal lending criteria, terms and conditions and fees and charges apply.

You should read and consider our Credit Card Terms and Conditions and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determination available here.​

Rates current as at 18 August 2022.