Qudos Bank Credit Card Rates

Rates current as at 18 August 2022

Compare the interest rates across all of our range of credit cards.

  Visa Lifestyle Visa Lifestyle Plus Visa Platinum
Interest Free Days* 0* 46* 55*
Annual Fee $0 $0 $199
Variable Interest Rate p.a. Standard rate 12.84% p.a. Standard rate 16.35% p.a. Standard rate 19.49% p.a.
5-month Intro Rate p.a. Intro rate 4.99% p.a. Intro rate 4.99% p.a. Intro rate 4.99% p.a.



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  • 1 Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable interest rate.

Current standard variable rate is 12.84% for Visa Lifestyle, 16.35% for Visa Lifestyle Plus and 19.49% for Visa Platinum Credit Cards.

* Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qudos Bank by close of business.

Normal lending criteria, fees and charges and terms and conditions apply and are available on request.

Before opening a credit card account with us, you should read our Credit Card Terms and Conditions and Financial Services Guide.

Rates current as at 18 August 2022.

© Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305