We have a range of savings and investment accounts to suit all your needs.

Best of all, there are no account keeping fees on any of our savings accounts. Choose the account that suits you and open your account online in just a few minutes.

Find the option that's best for you

  General Savings Account Qantas Points Saver Bonus Saver Term Deposits QSaver Cash Management Account
Bonus Interest Rate~ 4.70% p.a.
Account Keeping Fee $0 $0 $0 $0 $0 $0
Monthly Fee $0 $0 $0 $0 $0 $0
Minimum Amount $0 $0 $0 $2,000 $0 $0
Fixed Term
Card Access
Cheque Access^
Bank@Post Deposit Book
BPAY Payments
Direct Credits
Direct Debits
Qantas Points*

View our rates tables to see all our rates

You might also be interested in

Tips to help you save


~ Bonus interest is applied to the balance of your account when you make no withdrawal in any month.

^ $10 chequebook fee applies. For more information see our Fees and Charges.

*Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.

The information on this page has been prepared without taking into account any person’s financial situation, needs and objectives. Before you make any decisions you should consider whether it is right for you and seek independent legal, financial and taxation advice.

You should read our Terms and Conditions for Savings Accounts and Payment Services and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determinations available here.

Rates current as at 28 February 2024.