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No account keeping fees
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Boost your savings when you make no withdrawals in a calendar month. Start building a strong financial future with no minimum deposit.
Savings made simple. Take your savings to the next level, with Qudos Bank's QSaver. Interest rate of 4.45% p.a. applies for balances above $500,000.
Saving has never been more rewarding. Earn more than just interest, plus get a complimentary Qantas Frequent Flyer membership*.
Kids can start saving with Qudos Bank from any age with our youth membership.
| Bonus Saver | QSaver | Qantas Points Saver | Cash Management Account | General Savings Account | |
| Bonus Interest Rate~ | ✔ | ✖ | ✖ | ✖ | ✖ |
| Account Keeping Fee | $0 | $0 | $0 | $0 | $0 |
| Monthly Fee | $0 | $0 | $0 | $0 | $0 |
| Minimum Amount | $0 | $0 | $0 | $0 | $0 |
| Fixed Term | ✖ | ✖ | ✖ | ✖ | ✖ |
| Card Access | ✖ | ✖ | ✖ | ✖ | ✔ |
| Bank@Post Deposit Book# | ✔ | ✖ | ✔ | ✔ | ✔ |
| BPAY Payments | ✔ | ✔ | ✔ | ✔ | ✔ |
| Direct Credits | ✔ | ✔ | ✔ | ✔ | ✔ |
| Direct Debits | ✖ | ✔ | ✔ | ✔ | ✔ |
| Qantas Points* | ✖ | ✖ | ✔ | ✖ | ✖ |
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*Qantas Points accrue in accordance with and subject to the Qantas Points Banking Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.
Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.
~ Bonus interest is applied to the balance of your account when you make no withdrawal in any calendar month.
^ $10 chequebook fee applies. For more information see our Fees and Charges.
The information on this page has been prepared without taking into account any person’s financial situation, needs and objectives. Before you make any decisions you should consider whether it is right for you and seek independent legal, financial and taxation advice.
You should read our Terms and Conditions for Savings Accounts and Payment Services and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determinations available here.
Rates current as at 28 February 2024.
